Custodians
The course describes the key features of the custodians' services.
The course gives key features of the Bank Lending.
6 hours
English
Online
To be determined
Bank lending is a cornerstone of the financial system, enabling entities to access funds for various purposes under agreed terms. This course delves into the intricacies of bank lending, covering the fundamentals of loans, the process of credit analysis, and the features of different loan types. Participants will gain insights into syndicated loans and project finance, understanding how banks assess and manage lending risks. This training is designed for financial professionals, bankers, and anyone interested in the lending process and credit evaluation.
The course begins with an overview of bank lending, explaining the basic concept of loans, the roles of the lender and borrower, and the components of a loan agreement. Participants will learn about the principal amount, interest rates, and repayment schedules, gaining a solid foundation in loan structures.
Next, the course covers credit analysis, focusing on how banks evaluate the creditworthiness of borrowers. This section addresses the key factors considered in credit analysis, including financial statements, credit history, and the borrower’s ability to repay the loan. Participants will learn about different credit scoring models and risk assessment techniques.
The training also explores the features of various loan types, detailing the characteristics and purposes of different lending products. This includes personal loans, business loans, mortgages, and other specialized lending instruments. The course further examines syndicated loans, which involve multiple lenders sharing the risk and reward of a large loan. Participants will understand the structure, benefits, and challenges of syndicated lending, as well as the roles of lead arrangers and syndicate members.
Finally, the course delves into project finance, a method of funding large-scale projects based on the projected cash flows of the project rather than the balance sheets of the project sponsors. This section covers the unique aspects of project finance, including risk allocation, contractual frameworks, and financial modeling.
By the end of this course, participants will be able to:
- Understand the basic principles and components of bank lending.
- Conduct thorough credit analysis to assess borrower creditworthiness.
- Identify and differentiate between various types of loans and their features.
- Explain the structure and benefits of syndicated loans and the roles of involved parties.
- Apply project finance techniques to fund large-scale projects, considering risk allocation and financial modeling.
This training course equips participants with comprehensive knowledge of bank lending processes, enabling them to effectively evaluate credit risks, structure loans, and manage lending operations in the banking sector.
To provide the audience with an understanding of the distinguishing features of Bank Lending, credit analysis, features of Syndicated Loans, and Project Finance
Total: 6 hours